This program may be impacted by the Prohibition on the Purchase of Residential Property by Non-Canadians Act.
Choose from fixed rate terms as low as 6 months and as long as 10 years, and Scotia Flex Value® closed mortgage.
Conventional and insured financing available.‡
Visit StartRight Program for Newcomers for complete details on all of the program's services and products offered to temporary non-residents.
We understand that everyone's mortgage needs are different. Let us help you find a mortgage that's just right for you 4 .
Mortgage Calculator Determine your payment options, amortization and more, all with one calculator.
What Can I Afford? Find out how much, so you can arrange your mortgage and shop for a home with confidence.
STEP Calculator Learn how to save by using the equity in your home to borrow at lower interest rates.
STEP Selector Opening the door to homeownership.
Make an appointment with a Home Financing Advisor
Talk to a Home Financing Advisor on the phone or at a location of your choice.
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Visit an advisor at your branch
Talk to a Scotiabank Financial Advisor at one of our branches to learn more about our mortgage solutions.
All mortgage applications are subject to meeting Scotiabank's standard credit criteria, residential mortgage standards and maximum permitted loan amounts.
Applicable to residential mortgages only and subject to Scotiabank lending criteria for residential properties. CMHC/Sagen™ mortgage default insurance may be required for Loan to Value Ratios (LVR's) greater than 65% to a maximum of 95%. Maximum LVR's available may be less than 95%. Down payment must come from applicant's own resources (i.e. not gifted). This offer is available for all qualified purchase customers.
The above Annual Percentage Rates (APR) for our special offers are compounded semi-annually, not in advance. Each APR calculation is based on a mortgage of $100,000 with a 25 year amortization and a $300 appraisal fee. The actual appraisal fee may vary. The mortgage must be advanced within 120 days from the date of application. These offers are subject to change and may be withdrawn at any time without notice. Variable interest rates will change automatically as Scotiabank's prime rate changes. Applications are subject to meeting Scotiabank's standard credit criteria, residential mortgage standards and maximum permitted loan amounts. Other conditions may apply.
Interest rates are provided for information purposes only and are subject to change at any time without notice. All rates are calculated semi-annually, not in advance.
All mortgage applications are subject to meeting Scotiabank's standard credit criteria, residential mortgage standards and maximum permitted loan amounts.
